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LIFETIME MEMBER OF THE MILLION DOLLAR ROUNDTABLE*

*MRDT is recognized throughout the industry as the standard of excellence in life insurance sales performance.

Disclosure

Lydia Patricio is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0698950), FL, and NV. No insurance business may be conducted outside the states referenced.

Lydia Patricio is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 951 Mariners Island Blvd Ste 600, San Mateo, CA, 94404, 650-513-5675. In this regard, this communication is strictly intended for individuals residing in the states of CA, and HI. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.